Junior Credit & Risk Analyst at a CBN-licensed and NDIC-insured Microfinance Bank – Fadac Resources

Fadac Resources and Services Limited – Our client is a CBN licensed and NDIC insured Microfinance bank providing Savings, Investment, and Loan products to Micro, Small and Medium Enterprises.

Due to expansion, they are recruiting to fill the position below:

Job Title: Junior Credit & Risk Analyst

Location: Lagos
Employment Type: Full-time

Job Responsibilties

  • Analyze financial statements and ratios to assess borrower’s financial health
  • Evaluate lending risks and identify cost reduction opportunities
  • Collaborate with clients and loan officers on credit decisions
  • Prepare loan applications and develop risk mitigation strategies
  • Recommend credit limits for new customers
  • Verify authenticity of provided documents
  • Ensure loan proposals comply with bank credit policy
  • Recommend adjustments to credit policies based on market trends

Job Requirements

  • Bachelor’s degree or HND holder
  • 2-4 years of relevant work experience in a financial institution
  • MCP is an added advantage
  • Proficiency in MS Office and Core Banking software applications
  • Ability to navigate compliance issues
  • Strong attention to detail and problem-solving skills
  • Knowledge of Credit and portfolio management
  • Strong financial analysis and reporting skills
  • Risk assessment expertise
  • Great communication and negotiation skills

Salary
N180,000 Monthly.

Application Closing Date
5th December, 2025.

How to Apply
Interested and qualified candidates should send their Applications to: clinton.o@fadacresources.com using the Job Title as the subject of the email.

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